Terms and Conditions

1. About Us

2. Website Use

• Use it only for lawful purposes and in compliance with all applicable federal and state laws and regulations
• Provide accurate and truthful information when submitting any form or request.
• Not attempt to interfere with or disrupt the operation or security of the Website.
• We reserve the right to modify, suspend, or discontinue any part of the Website at any time without prior notice.

3. No Obligation to Purchase

Submitting your information through our Website does not obligate you to purchase any product or service. You may be contacted by a licensed insurance specialist, but you are under no obligation to enroll in any plan.

4. Account Security

When you submit your information through our Website forms, you agree to provide accurate, current, and complete details. Submitting false or misleading information may result in your request being rejected and may violate applicable laws.
We take steps to protect the information you share, but you are responsible for ensuring that the details you provide are correct and lawful.

5. Intellectual Property

All content on this Website, including text, graphics, and logos, is the property of Care Quotes or its licensors and is protected by copyright and trademark laws. You may not copy, reproduce, or distribute any material without prior written permission.

6. Accuracy of Information

The content provided on this Website is for general informational purposes only. While we aim to ensure accuracy, we do not guarantee that all information is complete, current, or error-free. For official plan details, please refer to the insurer or Medicare.gov.

7. Acceptable Use Policy

By using our Website, you agree that you will not:

• Misrepresent your identity or submit false, inaccurate, or misleading information.
  
• Use the Website to send spam, fraudulent, or deceptive communications.
  
• Attempt to gain unauthorized access to our systems, data, or networks.
  
• Upload, transmit, or distribute viruses, malware, or other harmful code.
  
• Use automated tools (including bots, scrapers, or crawlers) to collect or harvest data without written permission.
  
• Interfere with, disrupt, or impair the operation, security, or availability of the Website.
  
  We reserve the right to suspend, restrict, or terminate access for violations of this policy and, where necessary, report unlawful activity to the appropriate authorities.

8. Limitation of Liability

To the fullest extent permitted by law, Care Quotes and its affiliates, partners, and service providers will not be liable for:

• Any direct, indirect, incidental, or consequential loss or damage arising from your use of the Website.
  
• Reliance on or use of the information provided on the Website.
  
• Service interruptions, delays, errors, or technical issues beyond our reasonable control.
  
• Viruses, malware, or other harmful components that may affect your devices or data.
  
• Content, services, or actions of third-party websites linked from our Website.
  
• You assume full responsibility for your use of the Website and any linked resources.
  

9. Security

We use industry-standard security measures to protect your information. However, you are responsible for using appropriate antivirus protection on your devices.

10. Third-Party Links

Our Website may contain links to third-party websites for your convenience. We are not responsible for their content, policies, or practices.

11. Contact & Communication

By submitting your information through our Website, you provide your express consent to be contacted by licensed insurance agents and agencies. Communication may occur via phone, email, or SMS, and may include auto-dialed, text, or prerecorded messages, in compliance with applicable laws.

You understand that your consent is not a condition of purchase. You may opt out of communications at any time by following the instructions provided in the message or by contacting us directly.

12. Coverage Disclosure

We do not offer every plan available in your area. Any information we provide is limited to the plans we and our partners offer. To get information on all available options, contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP).

13. Changes to Terms

We may update these Terms and Conditions at any time. Updates will be posted on this page with an updated effective date.

14. Contact Us

If you have questions about these Terms and Conditions, contact us at:

Email: info@care-quotes.com
Phone: (417) 506-0168
care-quotes.com