Privacy Policy
Effective Date: September 9, 2025
Website: https://care-quotes.com
Contact Email: info@care-quotes.com
1. Who We Are
Care Quotes connects consumers with licensed insurance specialists to help them explore and compare a variety of insurance options, including health, Medicare, life, Final Expense, home, auto, and other insurance products. We are committed to protecting your privacy and handling your information responsibly.
2. Information We Collect
When you use our website, call our number, or submit a form, we may collect the following information:
- Name
- Phone number
- Email address
- Zip code
- Insurance and healthcare-related preferences
We also automatically collect limited technical data such as IP address, browser type, and device information for security and site performance.
3. How We Use Your Information
We use the information collected to:
- Connect you with licensed insurance agents/agencies who can provide plan comparisons and quotes.
- Contact you by phone, text message (SMS), or email regarding insurance products and services.
- Improve our website, services, and customer experience.
- Comply with legal and regulatory obligations.
4. Consent to Contact (TCPA Compliance)
By submitting your information through our website or calling our number, you agree and provide express written consent to be contacted by Care Quotes and/or our licensed insurance partners at the phone number and email you provide. This contact may be through phone calls (including auto-dialed or prerecorded calls), SMS text messages, or email.
You are not required to provide this consent as a condition of purchasing any goods or services.
5. Information Sharing
We may share your information with:
- Licensed insurance agents, brokers, or agencies for the purpose of providing insurance quotes and enrollment assistance.
- Service providers who help us operate our website and communication systems.
- We do not sell your personal information to unaffiliated third parties for unrelated marketing purposes.
6. Call Recording & Monitoring
Phone calls with our representatives or licensed agents may be recorded and monitored for quality assurance, training, and compliance purposes.
7. Data Security
We take appropriate technical and organizational measures to safeguard your personal information against unauthorized access, disclosure, or misuse. This includes the use of encryption, secure servers, and restricted access.
8. Data Retention
We retain your information only as long as necessary to fulfill the purposes described in this Privacy Policy or as required by law.
9. Your Rights & Choices
You have the right to:
- Request access to the personal data we hold about you.
- Request corrections or deletion of your data.
- Opt out of future communications at any time.
- To exercise these rights, please contact us at info@care-quotes.com or call us at (417) 506-0168 (TTY: 711).
10. Opt-Out of Communications
If you no longer wish to receive calls, texts, or emails, you may contact us directly at info@care-quotes.com.
11. Compliance Statement
We comply with applicable federal and state laws, including:
- CMS Marketing Guidelines
- TCPA (Telephone Consumer Protection Act)
- HIPAA (Health Insurance Portability and Accountability Act)
- (Care Quotes is not a HIPAA-covered entity, but we work with licensed partners who follow HIPAA rules, and we take steps to protect any health-related information you share)
12. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated “Effective Date.”
13. Contact Us
If you have questions about this Privacy Policy or how your data is handled, you may contact us at:
Email: info@care-quotes.com
Phone: (417) 506-0168